THIS WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly turning to electronic channels for their financial needs. This shift has resulted to a drop in branch locations, and many institutions are merging existing branches to optimize c

Free cash flow (FCF) represents a crucial metric for investors and business owners alike. It demonstrates the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can suggest a healthy and sustainable business, capable of expanding. Understanding how to determine FCF and strate